What factors will have an affect on the price I pay for my life insurance coverage?

The type of life insurance plan and the amount of life insurance coverage you buy will have an affect on your overall premium.

In addition, your own personal risk factors will impact your rate for life insurance.

Risk factors are indicators of your longevity, how long you are expected to live. Each risk factors plays a part in determining your rate for life insurance. 

For instance, tobacco use is one main risk fa...
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